Charter Firm program · 10 founding slots
The white-label financial platform your firm sells to clients for $199 — and keeps 40% of, for life.
A 50-client QuickBooks book at $80/month earns roughly $48,000/year in pure-margin recurring revenue — refunded in full if you’re not onboarded by day 90.
$4,950 one-time setup · breaks even at ~15 clients · refunded in full if you’re not onboarded by day 90
Built on enterprise-grade infrastructure
The honest math
What your client gets, what you get, what we get.
Sophisticated buyers distrust offers that look one-sided. So we put the math on the table on purpose.
What your client gets
A 24/7 AI financial intelligence layer branded as your firm’s — for $199/mo. Cash flow alerts, anomaly detection, weekly briefings, AR aging, runway forecasts. The same intelligence a Fortune 500 CFO would catch.
They keep you as their accountant. Hubricon doesn’t replace you — it’s the 29 days a month you aren’t sitting at their desk. Tax strategy, judgment calls, the quarterly review — that’s still you. They get both, and they pay your firm for the privilege.
What you get
40% lifetime commission. $80/mo per client. $48,000/year on a 50-client book in pure-margin recurring revenue. Zero staff hours, zero AR risk, zero client-relationship risk.
The other prize: a recurring SaaS revenue line on your firm’s P&L, branded as your own — the kind of moat that separates a service firm from a platform firm in your market.
What we get
Distribution. We’re explicit about this — you have the relationships, the trust, the access to the books. We have the platform.
Your client pays $199/mo. You keep $80. We keep $119 — out of which we cover Claude API, infrastructure, support, and product. The math works for us only because partnering with you means we don’t pay $300+ in CAC the way every other SaaS in our space does. We need you. The 40% isn’t marketing spend — it’s a fair cut for being the channel that makes the whole model work.
Your client gets a CFO without paying CFO prices. You get passive recurring revenue branded as your firm’s. We get distribution we couldn’t otherwise afford. That’s the only kind of partnership worth doing.
The compound
What this looks like over 5 years.
Charter Firm 40% commission is locked for life. The compounding matters.
Conservative
30 clients onboarded (60% of book)
| Year 1 | Year 3 | Year 5 | |
|---|---|---|---|
| Annual commission | $28,800 | $28,800 | $28,800 |
| Cumulative earned | $28,800 | $86,400 | $144,000 |
| Less $4,950 setup | $23,850 | $81,450 | $139,050 |
Expected
Full 50-client book
| Year 1 | Year 3 | Year 5 | |
|---|---|---|---|
| Annual commission | $48,000 | $48,000 | $48,000 |
| Cumulative earned | $48,000 | $144,000 | $240,000 |
| Less $4,950 setup | $43,050 | $139,050 | $235,050 |
Recurring revenue at near-zero marginal cost.
A 50-client book on Hubricon adds $48,000/yr of recurring SaaS revenue to your firm’s P&L — with no staff hours allocated against it. Five-year cumulative net at full book is $235,050 on a $4,950 setup investment.
What you get
The Charter Firm stack
Every line below is included at the Charter tier. Values reflect firm-side billable or retail equivalents.
White-labeled advisor portal
Your logo, colors, and domain on every client screen.
40% lifetime recurring commission
Locked forever for Charter Firms. Standard tier is 25%.
Done-for-you client onboarding
We send invites, handle QBO connections, and cover support.
Portfolio hygiene dashboard across every client
One view ranks all your clients by hygiene score, uncategorized transactions, and reconciliation gaps — 3–5 hours/client/quarter recovered.
Branded monthly financial report
Schedule recurring client reports with your firm’s logo, colors, and footer — sent on your cadence.
"Powered by [Firm Name]" positioning
Your firm becomes the tech-forward choice in your market.
Dedicated Slack channel + priority support
Direct line to the Hubricon founders.
Charter Firm badge + partner directory feature
Inbound leads from SMBs who sign up without a referral.
Two-part performance guarantee
90-day refund trigger plus $5,000 earnings floor.
Total stacked value
~$310,000+/year
Charter Firm investment: one-time $4,950 · 5-year cumulative net at full book: $235,050.
We take all the risk. You take none.
Three promises. If any of them break, we cover the difference out of pocket.
Promise 1
90-day onboarding guarantee
If fewer than 30 of your 50 invited clients are successfully onboarded and paying by day 90, we refund your $4,950 in full. You keep the white-label platform for your firm — free forever.
Promise 2
$5,000 earnings floor
If you net less than $5,000 in commission revenue in your first 12 months, we pay the difference via Stripe Connect. No invoice to send, no claim to file.
Promise 3
Brand exit clause
If you ever decide Hubricon isn’t the right fit, terminate at any point. We export every client’s data into a clean migration package — they keep using QuickBooks, you keep your client relationship, nothing breaks. We don’t trap you with switching costs because we don’t have to.
In plain English: there is no scenario in which you lose money or relationships on this. Either it works for you, or we cover the difference.
Why now
Three things are true about your profession in 2026.
AI is commoditizing compliance work faster than any technology in 40 years.
Bench cratered. Pilot is repositioning. Intuit is shipping AI features into QuickBooks itself. The firms shipping their own branded financial platform now are the ones still doing advisory five years from now — not the ones competing for the same compliance work.
Your clients are being pitched by Puzzle, Digits, Vena, and Reach Reporting on LinkedIn every week.
Each one positions itself as an “AI CFO.” Each signup is a client who used to call you about advisory now talking to a SaaS dashboard instead.
The first firm in your market to ship a white-labeled AI tool to its clients owns the channel.
Once a client adopts another firm’s branded financial platform, switching costs make them sticky. The firms shipping in 2026 are setting the default for the next decade in their geographies.
Charter Firm is a 60-minute decision. The next decade is a 10-year decision. They are the same decision.
What Charter Firms get
Charter vs. standard partner vs. the competing platforms
How the Charter Firm program compares to Hubricon’s standard partner tier and the platforms accountants typically evaluate.
Firm rev-share
- Charter Firm
- 40% lifetime
- Standard Partner
- 25%
- Keeper
- —
- Jirav
- —
- Reach Reporting
- —
Client-pays model
- Charter Firm
- Yes
- Standard Partner
- Yes
- Keeper
- Firm subscribes
- Jirav
- Firm subscribes
- Reach Reporting
- Firm subscribes
Done-for-you client onboarding
- Charter Firm
- Yes
- Standard Partner
- Self-serve
- Keeper
- Self-serve
- Jirav
- Self-serve
- Reach Reporting
- Self-serve
White-label client portal
- Charter Firm
- Included
- Standard Partner
- Included
- Keeper
- Reports
- Jirav
- Reports
- Reach Reporting
- Reports
Performance guarantee
- Charter Firm
- 90-day + $5K floor
- Standard Partner
- —
- Keeper
- —
- Jirav
- —
- Reach Reporting
- —
Reflects publicly listed features as of April 2026. Competitor plans vary by tier.
After slot 10
Charter closes. The free dashboard stays open.
Charter Firm pricing and the 40% lifetime commission are for the first 10 partners only — locked in for your firm, never a promotional rate that resets. After slot 10, every accountant still gets the full Hubricon firm dashboard free and earns 25% recurring on every client who subscribes. The difference: no concierge onboarding, no dedicated specialist, no $5K earnings floor, no 90-day refund. If you want the white-glove package, this is the only window.
Who this is for — and who it isn’t
For you if
- 30+ active SMB clients on QuickBooks Online
- Clients in the $500K–$10M revenue range (the Hubricon $199/mo sweet spot)
- Already trying to move up-market from compliance to advisory or CAS
- Want to own the tech layer in your market, not be disrupted by it
Not for you if
- Clients mostly on Wave, Xero, or FreshBooks (we’re QBO-only at launch)
- Unwilling to send one rollout email introducing the platform to your book
- Content selling tax prep the same way for the next five years
- Clients mostly under $200K revenue (the $199/mo price point won’t feel fair)
If the second list describes you, please don’t apply. We’d rather have 10 great Charter Firms than 30 mediocre ones — and we’ll prioritize closings accordingly.
Questions we hear often
First 10 firms only
Claim your Charter slot
Four questions. One Stripe checkout. By tomorrow your firm will be earning 40% lifetime commission on every client you onboard — with a $5,000 year-one earnings floor and a 90-day refund if it doesn’t work out.
Hubricon provides financial analytics for informational purposes only. Not financial advice.