QuickBooks Error 105: What It Means and How to Fix It (2026)
Quick Answer
Error 105 indicates the bank feed connection requires your attention — usually a security challenge, updated terms, or multi-factor authentication prompt from the bank.
What Error 105 Actually Means
Error 105 indicates the bank feed connection requires your attention — usually a security challenge, updated terms, or multi-factor authentication prompt from the bank. Web Connector and API errors affect integrations between QuickBooks and third-party services. They are usually temporary but can disrupt automated workflows.
Common causes:
- Bank or service connection has expired or been revoked
- SSL/TLS certificate issues
- Temporary server outage on the bank or Intuit side
- Bank requires re-authentication due to security policy change
- Web Connector configuration is outdated or corrupted
How to Fix Error 105
Check the service status
Visit status.quickbooks.intuit.com to see if there are known outages. Many API and connectivity errors resolve automatically when the service is restored.
Reconnect the bank account
In QuickBooks Online, go to Banking > Link Account. Select your bank and re-enter your credentials. Complete any security challenges or multi-factor authentication prompts.
Update the Web Connector (Desktop)
Download the latest QuickBooks Web Connector from Intuit. Remove and re-add your .QWC application file. Verify the application URL is correct and uses HTTPS.
Clear the connection and start fresh
Disconnect the problematic bank feed or web service integration. Wait 24 hours, then reconnect. This forces a fresh authentication session.
Contact your bank
Some bank feed errors originate from the bank side. Contact your bank to verify that QuickBooks/Intuit is authorized for automatic data feeds and that your online banking is active.
Why Error 105 Keeps Coming Back
Bank feed errors recur when banks update their security policies (which happens frequently), when your bank password changes, or when the bank temporarily blocks aggregator connections during maintenance. Expect to re-authenticate bank connections 2-4 times per year.
Scan Your QuickBooks for Error 105 Conditions
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Frequently Asked Questions
What does Error 105 mean?
Error 105 indicates the bank feed connection requires your attention — usually a security challenge, updated terms, or multi-factor authentication prompt from the bank.
Will I lose transactions during a bank feed outage?
No. When the connection is restored, QuickBooks downloads all transactions from where it left off. You may see a batch of transactions appear at once after reconnecting.
Why does my bank keep disconnecting?
Banks frequently update their security and authentication systems. Each update can break the automated connection. This is a known limitation of bank feed technology across all financial software.
Can I manually import transactions instead?
Yes. Download a .QBO, .OFX, or .CSV file from your bank's website. In QuickBooks, go to Banking > File Upload to import transactions manually.
How does Hubricon maintain bank connections?
Hubricon uses Plaid for bank connections, which maintains direct API integrations with thousands of banks. When a bank updates its systems, Plaid updates their connector automatically, reducing the frequency of disconnections compared to QuickBooks bank feeds.
Stop fixing QuickBooks errors manually
Hubricon monitors your QuickBooks data 24/7 and prevents the conditions that cause errors like 105. Connect in 2 clicks, see results in 90 seconds.